Chase Auto is a leading provider of auto financing with a portfolio of more than $80 billion in assets and relationships with 75% of U.S. franchised automotive dealers. The business is part of the JPMorgan Chase franchise and serves auto dealers, consumers, and vehicle manufacturers. It offers a range of products and services to meet the financial needs of its clients from retail lending, captive financing, and floorplan products to cash management, private banking, and payment processing.

As an Auto Underwriter II - Auto Finance - Subaru in our dynamic Auto Finance team you can work from the comfort of your home. The role involves reviewing policy and pricing exceptions, assisting in daily operations, making decisions on automobile applications, meeting business targets, initiating sales calls, and providing prompt responses to customer inquiries. The job allows for remote work.

Job responsibilities

Review credit applications and render the appropriate credit decision within credit policy requirements and in compliance with all regulations Review policy and/or pricing exceptions and assist in daily operations Structure decisions to maximize profit and enhance relationships Review and approve automobile applications submitted by our clients, placing an emphasis on response time, quantity of applications processed, and quality of applications approved Meet or exceed agreed upon targets for return on equity, volume, conversion ratios, and other business metrics Initiate sales calls via telephone, and where appropriate, prepare written follow-up Provide prompt, accurate responses to all internal and external customer inquiries 

Required qualifications, capabilities and skills

Credit/Auto Finance experience Experience reviewing credit bureau reports  Highly skilled in credit decision making, solid understanding of consumer credit and applicable federal and state regulations relative to consumer lending Comprehensive knowledge of indirect loan and lease programs, bank products, and services PC literate with a good working knowledge of common application software Expert knowledge of credit philosophy and policies, loan documentation, and related legal issues. Thorough knowledge of the Bank's policies and procedures, as well as its products and their inherent risks. Superior analytical skills supported by excellent written and verbal communication skills. Results-oriented with a high level of personal initiative and proven leadership ability Demonstrated judgment and ability to act decisively

 Preferred qualifications, capabilities and skills

Sales experience 

WORKING HOURS:  MONDAY THROUGH FRIDAY 11 AM - 8 PM WITH ROTATING SATURDAYS