Job Description

What’s Under the Hood

DriveTime Family of Brands includes in-house financing and servicing through Bridgecrest, which is one of the country’s leading financial servicing providers. Bridgecrest services roughly $17 billion in finance receivables for DriveTime and other third parties. We service auto loans across a wide credit spectrum with the intent of creating a strong path to vehicle ownership for our customers.

That’s Nice, But What’s the Job?

General Summary: What business need does this position exist to fill?

This position involves partnering with DriveTime and Carvana to assign qualifying accounts for repossession, resulting in reversing a car loan to resell and monitoring transportation. The role requires attention to detail, timeliness, and leveraging multiple systems to accomplish tasks.

Essential Job Functions: What will be required in the role?

Complete a thorough review of delinquent accounts before creating an order for repossessionReview unwinds paperwork submitted to ensure 100% accuracy while partnering with DriveTime dealership to return documents and make any necessary updates    Once recovered, coordinate the transportation between the repossession vendor and dealershipUtilize sound judgment when necessary to have the drop location updated by the dealershipPartner with the DriveTime dealership to complete vehicle inspectionUndo loans, calculate and assist in processing refunds owed to customers in a timely mannerAssist management in reviewing vehicle damages for escalationSend documentation to customers to outline the unwind process and the impacts to the customerWork within our servicing platform as system of record for customer information and payment schedules as well as other systems to assign and monitor recovery effortsAssign and communicate status updates on Carvana assignments to the appropriate point of contactPerforms other related duties as assigned

Knowledge, Skills and Abilities (KSAs): What KSAs are required to perform this job?

Clear, concise and professional written and oral communications and interpersonal skills.Comfortable with legal jargon and ability to identify legal risks based on defined process and proceduresStrong time management and organizational skills, and ability to maintain a consistent and positive demeanor in a fast-paced work environmentProfessional and persuasive communication skillsAbility to prioritize and multi-task to ensure the achievement of assigned performance objectivesAbility to effectively apply professional acumen and communication skills to favorably resolve issues escalated from internal and external customersAbility to drive departmental compliance with FDCPA requirementsKnowledge of collection policies/procedures including skip tracing and the Fair Debt Collection Practices Act (FDCPA), and local state repossession lawSelf-motivated with strong decision-making capabilities; ability to self-startAbility to work in an accurate, detail-oriented and highly productive manner

Work Experience/Education: Minimum education and/or experience requirements necessary to perform this job

High School Diploma, GED, or equivalent certificationExperience with Microsoft Office such as Excel, Outlook and Word2+ years of experience in loss mitigation, collections, and/or financial services; administrative or data entry experience preferredAssociate degree or bachelor’s degree in business or related field may be used as a proxy for experience

Physical Requirements: The physical demands for this job

The Physical demands described within are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Must be able to remain in a stationary position at least 75% of the timeOccasionally move about inside the office to access file cabinets, office machinery, etc.Requires visual acuity and manual dexterity to constantly operate a computer and other office productivity machinery, such as a calculator, copy machine, and printerFrequently communicate with internal and external customers. Must be able to exchange accurate information in these situationsThis position could require moving objects up to 20 pounds

This job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee. Duties, responsibilities and activities may change or new ones may be assigned at any time with or without notice.

So What About the Perks? Perks matter

Medical, dental, and vision, oh my! DriveTime Family of Brands covers a sizable amount of insurance premiums to ensure our employees receive top-tier healthcare coverage. But Wait, There’s More. 401(K), Company paid life insurance policy, short and long-term disability coverage to name a few.Growth Opportunities. You grow, I grow, we all grow!  But seriously, DriveTime Family of Brands is committed to providing its employees with every opportunity to grow professionally with roughly over 1,000 employees promoted year over year.Tuition Reimbursement. We’re as passionate about your professional development as you are. With that, we’ll put our money where our mouth is.Wellness Program. Health is wealth! This program includes self-guided coaching and journeys, cash incentives and discounts on your medical premiums through engaging in fun activities!Gratitude is Green.  We offer competitive pay across the organization, because, well money matters!Game Room. Gimme a break - no, not a Kit Kat ad but we do have a ping-pong table, a pool table and other games if you ever need a break in your day.In-House Gym. We want our employees to be the best versions of themselves. So come early, take a break in your day, or finish strong with a workout!Enjoy Social Events? Bring it on. Rally with your team for festive gatherings, team competitions or just to hang out! We Care and Value YOU! Feel the love and let us treat you to company outings, personal rewards, amazing prizes & much more! Paid Time Off. Not just lip service: we work hard, to play hard!  Paid time off includes (for all full-time roles) wellness days, holidays, and good ole' fashioned YOU time!  For our Part-timers, don't fear you get some time too...vacation time is available - the more you work, the more you earn!

Anything Else?  Absolutely.

DriveTime Family of Brands is Great Place to Work Certified! And get this: 90% of our rockstar employees say they feel right at home here.  We could spend a lot of time having you read about ALL our awards, but we’ll save time (and practice some humility) just naming a few others; Comparably Awards: Best Company for Diversity, Best Company Culture and Best Company Leadership, oh and don’t forget Phoenix Business Journal Healthiest Employers (okay, we’ll stop there)!

Hiring is contingent upon successful completion of our background and drug screening process. DriveTime is a drug-free, tobacco-free workplace and an Equal Opportunity Employer.

And when it comes to hiring, we don't just look for the right person for the job, we seek out the right person for DriveTime. Buckle up for plenty of opportunities to grow in a professional, fun, and high-energy environment!