The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. 

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards.  Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade. 

Our beliefs are the foundation for how we conduct business every day.  We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Description Summary:

Meet the team!

PayPal UK Ltd (PPUK) is a dynamic UK-based eMoney Institution regulated by the FCA as the Senior Manager, Financial Crime Controls. This pivotal role supports the MLRO in ensuring the firm complies with its anti-money laundering (AML) and counter-terrorist financing (CTF) obligations. You will play a key role in shaping, implementing, and overseeing effective financial crime compliance strategies, while fostering a strong compliance culture throughout the organization.

Job Description:

Your way to impact 

 

The Senior Manager, Financial Crime Controls is responsible for assisting the MLRO in leading the firm's financial crime compliance program. This includes managing AML/CTF processes, monitoring emerging risks, and ensuring robust policies, controls, and procedures are in place. You will act as a trusted advisor to internal stakeholders, contribute to regulatory engagements, and manage operational aspects of AML compliance, supporting the firm in navigating an evolving regulatory landscape. 

 

Responsibilities 

Support the MLRO in maintaining and enhancing the firm’s AML/CTF framework, ensuring compliance with UK and EU regulations. 

Conduct ongoing risk assessments to identify and mitigate financial crime risks across products and services. 

Manage escalations of suspicious activity, conduct investigations, and prepare Suspicious Activity Reports (SARs) for submission to the NCA. 

Oversee the firm’s transaction monitoring processes and respond to alerts requiring enhanced due diligence. 

Assist with periodic reviews and updates to the AML/CTF policies, procedures, and risk assessments. 

Provide subject matter expertise on financial crime risks for new product launches and business initiatives. 

Conduct internal training sessions to raise awareness of AML/CTF responsibilities and regulatory requirements. 

Prepare detailed reports on financial crime trends and firm-level performance for senior management and the Board. 

Maintain open communication with regulatory bodies, external auditors, and law enforcement as required. 

Serve as an alternate point of contact in the MLRO’s absence, ensuring continuity of the financial crime compliance program. 

Act as Enterprise Service Owner (ESO). Providing over to service level delivery across the AML program. 

Maintaining robust tracking of metrics, documentation and data for program support including reporting to related forums and committees. 

Creation and implementation of a testing framework for the delegated/outsourced duties 

 

Job requirements and Interpersonal skills 

Regulatory Expertise: Strong understanding of AML regulations, including the Money Laundering Regulations 2017 and FCA guidance. 

Analytical Skills: Proficiency in analysing complex data to identify potential risks and trends. 

Attention to Detail: Exceptional precision in reviewing SARs, monitoring reports, and compliance documentation. 

Stakeholder Engagement: Excellent interpersonal skills to liaise with internal teams, external partners, and regulators. 

Leadership: Demonstrated ability to lead initiatives and influence cross-functional teams. 

Problem Solving: Proven capacity to resolve escalated issues promptly and effectively. 

Technical Aptitude: Familiarity with AML software tools and data analytics platforms. 

Integrity: Unwavering commitment to upholding ethical standards and regulatory requirements. 

Proactivity: Ability to anticipate risks and implement solutions before issues escalate. 

Adaptability: Resilience in responding to an evolving regulatory and operational landscape. 

 

Additional Skills: 

Bachelor’s degree required with 7-10 years of experience. 

Strong computer knowledge; excellent MS Word, Excel, and PowerPoint skills. 

Additional Job Description:

Subsidiary:

PayPal

Travel Percent:

0

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com.

Who We Are:

Click Here to learn more about our culture and community.

Commitment to Diversity and Inclusion 

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law.  In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities.  If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at talentaccommodations@paypal.com.  

Belonging at PayPal: 

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

Any general requests for consideration of your skills, please Join our Talent Community.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.