Company Description

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job Description

Team Summary

Reporting to the Regional Risk Officer, the Payment Ecosystem Risk team is responsible for:

driving holistic Ecosystem Risk Strategy and Operations for Asia Pacific, supporting the effectiveness of in-market Heads of Riskensuring robust Ecosystem Risk programs and controls across 1) Ecosystem Risk Programs, and 2) Ecosystem Data Security participantsleading thought leadership in the risk and security space combatting payments fraud

What an AP Head of Ecosystem Risk Programs does at Visa

As a key pillar of the Payment Ecosystem Risk team, The AP Head of Ecosystem Risk Programs will report to the VP, Payment Ecosystem Risk. They will lead Visa APs Ecosystem Risk programs effectively and ensure proper deployment of the programs across AP’s diverse set of markets. These programs consist of VIRP (Visa integrity risk program), VAMP (Visa Acquirer risk program), VIMP (Visa Issuer risk program), VARS (Visa Acceptance Risk Standards).

Key objectives are:

Ensure future-proof Ecosystem Risk programs based on a seamless lifecycle management approach across consumer, commercial and money movement payment flows.Assess the performance and impact of Ecosystem Risk programs, and drive improvements by partnering with Global program owners to enhance program design, operational execution or design new initiatives to strengthen risk environment.Ensure robust execution of Visa AP Ecosystem Risk programs, focusing on ensuring the integrity and security of Visa’s payment ecosystem whilst supporting (new) business growth.Train internal and external stakeholders on Visa’s Ecosystem Risk Programs aligning with business goals.Represent Visa as a domain expert in AP, including engaging with clients, industry stakeholders and regulators to present programs’ design and operational execution.Lead and grow a diverse Risk team, fostering innovation, collaboration and operational excellence.

 

Why this is important to Visa

Visa owns the most recognizable global brand in the financial services industry. As both the ecosystem as well as threat vectors evolve, Visa’s Ecosystem Risk programs have to evolve in tandem to uphold the trust and security of our ecosystem.

The AP Head of Ecosystem Risk Programs will be crucial in enabling this by having both hands-on acquiring risk fraud knowledge and strategic depth to enable future proof programs and processes.

Projects you will be a part of:

As the AP Head of Ecosystem Risk Programs for Visa Asia Pacific, you will be a key member of the Asia Pacific Risk Team, advising the AP Regional Risk Officer (RRO) and AP regional risk leadership team, hub and global functional leads on strategies related to complex operational, financial, legal and regulatory risk exposures.

The delivery of these initiatives will require close collaboration with senior leadership in the region and with stakeholders in Global Risk, Account Executives, Rules, and Legal.

 

Qualifications

What you will need: 

The ideal candidate is a seasoned senior payments fraud risk leader (minimum 15 years) with extensive acquiring operational and leadership experience in fraud risk management, scheme compliance or network partnerships. This role would be perfect for someone who thrives in a dynamic environment, has a multiplier effect on team performance and isn’t afraid to roll up their sleeves to deliver best outcomes.

Relevant Industry Exposure

Proven track record in designing and executing fraud risk strategies that protect the ecosystem while enabling business innovation and growthStrong knowledge with respect to payments risk management and Visa Rules, including industry practices, trends and emerging threatsHands-on operational and strategic experience of acquiring risk and fraud management, with a focus on actionable results and measurable impact

Exceptional Collaboration and Communication Skills

Proven ability to pro-actively influence and collaborate in matrix environment across all levels and functions of the business to deliver actionable insights that drive key business strategies and decisionsBuilds strong relationships with clients and external industry stakeholders, driving collaboration for the benefit of a broader payments ecosystemA self-starter with a proactive approach to problem solving and execution capable of independently identifying opportunities and driving initiatives from concept to implementation

Proven People Leadership Experience

Solid cross functional relationship management experience, with a proven track record in strategic thinking, risk management, relationship building and project leadershipLeads courageously with a track record of developing diverse talent, setting high standards for the team, challenging the status quo, enabling others to succeed and fostering the culture of innovationA high degree of self-confidence, humility and energy essential to succeed in a fast paced and evolving industry

Results Driven Execution Approach

Intellectually curious and asks the right questions to uncover root causes and design effective, data-driven solutionsHands-on involved to ensure successful execution, ownership and accountability at every step, gets things done - relentlessly focuses on achieving results and aligns efforts with business objectives while being unafraid to fail fast and iterate when neededDisplays flexibility and adaptability, with a willingness to take on new challenges and expand scope of responsibilities as business needs evolve

Global Experience 

Extensive international work experience in a multinational corporation preferred, with the ability to navigate diverse cultures, business practices, regulatory environmentsEffectively tailors solutions to align with regional nuances while maintaining global consistencyDegree in a relevant discipline

Additional Information

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.