As a global leader in assurance, tax, transaction, and advisory services, we hire and develop the most passionate people in their field to help build a better working world. This starts with a culture that believes in giving you training, opportunities, and creative freedom. At EY, we don't just focus on who you are now, but who you can become. We believe that it’s your career and ‘It’s yours to build’ which means potential here is limitless and we'll provide you with motivating and fulfilling experiences throughout your career to help you on the path to becoming your best professional self.

The opportunity:

Covenant Monitoring & SNC - Business Consulting Risk - FSRM – Bangalore

Our FSRM team is a fast-moving, high-growth area with huge potential. It offers variety, challenge, responsibility, and the opportunity to realize your leadership potential.

Our Financial Services Risk Management (FSRM) practice focuses on risk management, regulatory, quantitative, and technology backgrounds. The breadth of experiences of FSRM professionals enables the practice to coordinate the delivery of a broad array of risk management services to capital market participants throughout the world in a well-integrated manner.

Your key responsibilities:

Knowledge, skills & experience

Covenant Monitoring:

Oversee compliance with covenants for all assigned accounts, ensuring adherence to contractual terms and credit policies. Analyze covenant data periodically to identify early warning indicators, escalating potential breaches when necessary. Work directly with credit officers and relationship managers to address covenant breaches and recommend corrective actions. Generate regular reports and dashboards to provide visibility on covenant compliance and highlight trends.

 

Single Name Concentration (SNC) Monitoring:

Monitor SNC exposures to ensure alignment with internal limits and regulatory guidelines. Perform risk assessments of accounts with high concentration risk, analyzing potential impacts on the overall portfolio. Collaborate with risk management to recommend adjustments to exposure limits based on portfolio composition and risk profile. Maintain accurate and up-to-date records on SNC exposure and concentration limits.

 

Eligibility: Bachelors/Masters in relevant stream from premier institute

 Skills and attributes:

 In addition to technical competence, what will set you up for success at EY is your ability to: 

Strong communication, documentation, facilitation, relationship-building, presentation, and negotiation skills Be highly flexible, adaptable, and creative Broad consulting and project management skills, effective written and oral communication skills Pursue passions beyond work and invest in your wellbeing

Experience:

         3+ Years relevant experience

Qualification:

Graduate in any Specialization 

 What we look for:

People with the ability to work in a collaborative manner to provide services across multiple client departments while following the commercial and legal requirements. You will need a practical approach to solving issues and complex problems with the ability to deliver insightful and practical solutions. We look for people who are agile, curious, mindful and able to sustain positive energy, while being adaptable and creative in their approach.