We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients. At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute. To learn more about CIBC, please visit CIBC.com (https://www.cibc.com/en/about-cibc.html) **What you’ll be doing** The Compliance Department provides timely and proactive advice and independent oversight of CIBC’s compliance with applicable regulatory requirements. Together with the businesses, the Compliance Department works to manage and mitigate regulatory risk. As a Sr. Consultant, Regulatory Compliance Management, Cards and Real Estate Secured Lending, you will report to the Senior Director Cards and Real Estate Secured Lending. This newly created position of the Senior Consultant, Regulatory Compliance Management, Cards and Real Estate Secured Lending provides specialized advice, independent monitoring and oversight regarding regulatory compliance for Canadian Banking Retail Compliance for the Credit Cards and Real Estate Secured Lending with a focus on Provincial Regulations. Together with the businesses, the Sr. Consultant works to manage and mitigate regulatory risk, primarily but not exclusively, in support of CIBC’s Regulatory Compliance Management (RCM) activities. _At CIBC we enable the work environment most optimal for you to thrive in your role. You’ll have the flexibility to manage your work activities within a hybrid work arrangement where you’ll spend 2-3 days per week on-site, while other days will be remote._ **How you’ll succeed** + **Compliance Oversight** – You will lead the assessment of new products, services and business initiatives, advising on mitigating controls (including policies/procedures) necessary to address regulatory risks, risk assessment and communication of changing regulatory requirements, effective and timely reporting of regulatory compliance risks and issues, establishing an appropriate regulatory compliance culture and supporting the business in achieving its strategic objectives. + **Regulatory Oversight** – You will analyze new and pending laws, regulations and industry commitments that affect areas of responsibility ensuring that relevant issues and organizational risks are identified and raised for consideration by management. You will also provide advice, recommendations and assistance in developing policies, procedures, training, and communications to ensure compliance. + **Issues Resolution Management** – You will oversee the satisfactory resolution of complex regulatory compliance issues, with significant product or business implications, such as implementation of new client disclosure requirements, action plans to address a procedural non-compliance issues identified by external regulators, etc. Ensure that all significant compliance issues, such as deficiencies or regulatory risks are reported to the Senior Director, the VP Compliance, the Chief Compliance Officer and senior management, as appropriate. + **Risk Assessment** – You will conduct risk assessments, including creating and updating Regulatory Group Topics (RGTs), in accordance with the RCM Policy and consult the current RCM library to derive insights and identify opportunities to enhance and strengthen oversight and risk mitigation of provincial regulatory obligations applying to the bank that affect areas of responsibility. **Who you are** + **You can demonstrate 4 to 7 years of work experience** in financial industry, banking or related disciplines. **It’s an asset** if you have knowledge or experience with compliance and regulatory oversight and risk management. + **Your influence makes a difference.** You know that relationships and networks are essential to success. You inspire outcomes by sharing your expertise. **It’s an asset** if you have knowledge of regulatory/compliance policies, procedures and methodologies, sufficient to draft strategies and provide leadership in resolving regulatory compliance issues or experience in Audit, Internal Control, Legal or Compliance for a financial institution. + **You act like an owner.** You thrive when you're empowered to take initiative, go above and beyond, and deliver results. + **You're passionate about people** . You find meaning in relationships and surround yourself with a diverse network of partners. You connect with others through respect and authenticity. + **You know that details matter.** You notice things that others don't. Your critical thinking skills help to inform your decision making. + **Your influence makes a difference.** You know that relationships and networks are essential to success. You inspire outcomes by sharing your expertise. + **Values matter to you.** You bring your real self to work and you live our values – trust, teamwork and accountability. \#LI-TA **What CIBC Offers** At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck. + We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program. + Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients. + We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development. *Subject to plan and program terms and conditions **What you need to know** + CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact Mailbox.careers-carrieres@cibc.com + You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit. + We may ask you to complete an attribute-based assessment and other skills tests (such as simulation, coding, French proficiency, MS Office). Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us. **Job Location** Toronto-81 Bay, 31st Floor **Employment Type** Regular **Weekly Hours** 37.5 **Skills** Banking, Collaborative Partnerships, Company Policies, Compliance Oversight, Cross-Departmental Collaboration, Executive Presenting, Presenting to Groups, Regulatory Compliance, Regulatory Compliance Management, Regulatory Oversight, Regulatory Requirements, Risk Assessments, Risk Management At CIBC, we are in business to help our clients, employees and shareholders achieve what is important to them. Our ability to create value for all CIBC stakeholders is driven by a business culture based on common values: Trust, Teamwork and Accountability. Working with CIBC makes you a part of a work environment committed to our clients, employees and communities - a place where you can excel. Every day, our 44,000 employees help our clients achieve their financial goals, because what matters to our clients, matters to us.