Retail Analyst Location: Greensboro, NC, US, 27409 Position Type: Professional Transport is at the core of modern society. Imagine using your expertise to shape sustainable transport and infrastructure solutions for the future? If you seek to make a difference on a global scale, working with next-gen technologies and the sharpest collaborative teams, then we could be a perfect match. **What you will do** Volvo Financial Services (VFS) USA supports Volvo Group franchise dealers across the United States supporting Volvo Trucks, Mack Trucks, Volvo Construction, Prevost (Bus) distributors, and Electric Mobility. VFS USA provides financing options toc customer to meet their needs for equipment purchase to support and grow their business. The Retail Analyst is a part of a dynamic, fast paced, critical team at VFS, the Retail Credit department. You are actively involved in three dynamic areas within the Retail Credit department that impacts our customers, our lease line business and credit flow: Contract Modification, Lease Line Audits, and assisting in Credit file reviews. For contract modification you will work closely with customers to obtain needed information including updated financial statements, bank statements and other pertinent information. You will compile and prepare information to review contract payment modifications, refinancing options and/or assignment and assumptions, and determine the best options available for a customer. In the process you will have the opportunity to work with various departments within VFS including, Doc/Fund/Book, Collateral administration, Capital Markets, and your counterparts on the Retail Credit Team. For Lease line audits you will work directly with VFS leasing customers to gather and review required documentation including rental agreements, insurance information, and other pertinent information to complete a lease line audit. Providing summary information to a Credit Analyst, Credit Underwriter or Credit Manager for review and approval. Finally, you will have the opportunity to review credit submittals for completeness, help with the Auto Approval process, learn financial statement spreading, and review PayNet and credit bureau information to compile information to assist a Retail Credit Analyst in the review of credit submittals. **What is the job?** You are the face and voice of VFS to our customers both externally and internally. You are part of the Retail Team and support system for our dealer network. You will work directly with both our customers and sales teams to become a trusted advisor. **Daily Focus** You will work directly with customers on contract modification. You will coordinate activities between various department to ensure contract modification is processed timely and correctly. Knowing the positive impact this will have on our customers. You coordinate key audit activities for our leasing customer, and you assist as needed, with credit submittals to prepare them for a Retail Credit Analyst review. **Responsibilities** Ensuring contraction modifications, refinancing and assignment and assumptions are processed accurately and timely. You review lease line audit information and provide a written summary of the findings of the audit for review by a Retail Credit Analyst or Retail Underwriter. As needed, you will asset the Credit Team with credit submittal review, financial statement spreading and other ad-hoc credit activities. In some cases, you will be part of a post-mortem process to provide insights on transactions. These insights will help ensure continuity and provide opportunities for improvement and efficiency. In all cases, you will adhere to The Volvo Way, Code of Conduct, and defined policy requirements. You will continuously look to gain industry knowledge, learn, and support process changes and improvements in the Retail Credit department. **Who are you?** You hold a BA/BS degree in Business Administration, Finance, or another related field. You bring experience in direct customer interaction with knowledge of loan or lease transactions a plus. This experience should come in a fast-paced, high-volume environment. You can easily adapt to various situations and tasks. Able to manage time effectively and are self-paced and guided. You strive to learn and own the processes that impact your daily activities. You are willing raise questions and looking for ways to drive process change. Communication is critical to success in this role, and you bring fluency in reading, writing, and speaking English to the role. The ability to communicate in additional language(s) a plus! Your team works in Microsoft Office 365 tools, including Teams, at an intermediate level or higher, and you do too. **What do we offer?** The knowledge gained in this role could lead to potential growth opportunities as Retail Credit Analyst, Wholesale Analyst, or roles in other roles within VFS. **What’s in it for you?** In addition to being part of a high-performing team in a fast-paced, rewarding environment, our benefits package also includes the following: + Competitive medical, dental and vision insurance. + Generous paid time off including paid caregiver and parental leave policies. + Competitive matching retirement savings plans. + Working environment where your safety, health and wellbeing come first. + Focus on professional and personal development through Volvo Group University. + Programs that make today’s challenging reality of combining work and personal life easier. **Ready for the next move?** Are you excited to bring your skills and ideas to the table? We can’t wait to hear from you. Apply today! **_All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran._** We value your data privacy and therefore do not accept applications via mail. **Who we are and what we believe in** Our focus on Inclusion, Diversity, and Equity allows each of us the opportunity to bring our full authentic self to work and thrive by providing a safe and supportive environment, free of harassment and discrimination. We are committed to removing the barriers to entry, which is why we ask that even if you feel you may not meet every qualification on the job description, please apply and let us decide. Applying to this job offers you the opportunity to join **Volvo Group** . Every day, across the globe, our trucks, buses, engines, construction equipment, financial services, and solutions make modern life possible. We are almost 100,000 people empowered to shape the future landscape of efficient, safe and sustainable transport solutions. Fulfilling our mission creates countless career opportunities for talents with sharp minds and passion across the group’s leading brands and entities. At **Volvo Financial Services** , we are working together to shape the world we want to live in. As the captive finance arm of the Volvo Group, VFS provides financial services and solutions that meet the needs of our customers’ evolving business. Through our dedication to innovation, we support society in its adoption of sustainable transport and equipment solutions. VFS is headquartered inGothenburg, Sweden, and serves Volvo Group customers and dealers in more than 50 markets. **What’s in it for you?** We offer a solid and competitive package of compensation and benefits, plus you will enjoy a diverse working environment with a culture of care and inclusion. As an investment, we support your personal development and growth to achieve your career aspirations. Volvo Financial Services is an on-site business and we understand that you might need occasional or temporary flexibility, which your leader is equipped to manage and fits well to our culture, as being together enables us to build upon our innovative and collaborative culture, as well as develop you for continued success. Job Category: Commercial Financial Services Organization: Volvo Financial Services Travel Required: No Travel Required Requisition ID: 19548 **View All Jobs (https://jobs.volvogroup.com/?locale=en\_US)** **Do we share the same aspirations?** Every day, Volvo Group products and services ensure that people have food on the table, children arrive safely at school and roads and buildings can be constructed. Looking ahead, we are committed to driving the transition to sustainable and safe transport, mobility and infrastructure solutions toward a net-zero society. Joining Volvo Group, you will work with some of the world’s most iconic brands and be part of a global and leading industrial company that is harnessing automated driving, electromobility and connectivity. Our people are passionate about what they do, they aim for high performance and thrive on teamwork and learning. Everyday life at Volvo is defined by a climate of support, care and mutual respect. If you aspire to grow and make an impact, join us on our journey to create a better and more resilient society for the coming generations. **Nearest Major Market:** Greensboro