Position Description:

Job Purpose and Scope:

Review all loan documents for Bank loan policy and compliance issues.

 

Essential Job Functions:               

Review consumer and business non-real estate and real estate loan files for correct forms, completed forms, policy compliance and regulatory compliance including, including, but not limited to the following collateral types:Unsecured loansVehicle/trailer/boat/ATV secured loansDeposit secured loans.Accounts Receivable, Equipment, Stocks, Insurance, and other financial collateral typesAgricultural secured loans such as cattle and/or cropsConsumer purpose real estate (Home Equity Lines of credit, home purchase, home construction)Commercial purpose real estate (Business lines of credit, rental property, commercial construction, commercial use property)

      2.  Review collateral records for completeness and send requests for maintenance as needed.
      3.  Review that all borrowers, co-borrowers, and guarantors are complete in Navigator and send requests for maintenance as needed.
      4.  Send copies of review findings to officers.
      5.  Add tracking to computer system for follow up.
      6.  Communicate with officers and loan assistants concerning review process and requirements.
      7.  Ability to review legal descriptions for mortgages and title policies.
      8.  Ability to review financial documents and set up tracking requirements as needed based on loan policy or loan officer requests.
      9.  Train File Review Specialists on more complex loan and collateral types.
     10. Maintain good punctuality and attendance work.
     11.  Ability to perform QA function for Post Closing Review.

 

Marginal Duties: Knowledge, Skills & Abilities:

Computer skills including Microsoft Word and Excel.Excellent communication skills, including verbal and written.Ability to multi-task.Ability to work under general supervision.Ability to work well under pressure and with deadlines.Knowledge of federal regulations related to lending.

 

 Equipment Used in Job Performance/Working Environment:

ComputerTelephoneScannerFacsimile Machine

 

Major Job Demands (Physical/Mental):

Decision makingProblem solvingManaging multiple prioritiesAbility to adapt to repeated interruptions.Ability to sit for extended periods of time.Ability to work overtime.

 

Note:   This description is not an exhaustive list of all job functions, duties, skills and job standards required.  Other job functions, duties, skills, and standards may be added.  Management reserves the right to add or change the job requirements at any time.