Responsible and accountable for the  Short-term Insurance Limited HOC Personal product offering in respect of:
Leadership: To provide strategic, operational, and tactical leadership in growing income and profitability of the HOC Portfolio
HOC Products strategy formulation and execution to drive growth and profitability 
Product Management: End-to-end product cycle management (including product development, research and thought leadership)
Underwriting Governance and profitability management
Strategic and operational stakeholder engagements
Channel management and oversight (SBIB /bank and 3rd party channels/partnerships) including business process oversight of mandated 3rd parties (binder and outsourced functions)
Providing input into Short term Insurance reinsurance renewal planning and preparations
Providing input into the marketing of Standard Bank Insurance products and product awareness
Reporting: Preparation of budgets, business updates, Short-term Insurance Limited Board and other committee reports
Oversight of value-added services including non-regulated services