Job Description

Hello Future Portfolio Manager



Welcome to FNB, the home of the #changeables. We design for the shapeshifters and deliver products and services that make us incredibly proud of people that make it happen.



As part of our team in FNB Structured Finance Solutions - Debtor Finance, you will be surrounded by unique talents, diverse minds, and an adaptable environment that lives up to the promise of staying curious. Now’s the time to imagine your potential in a team where experts come together and ignite effective change.



Role Purpose:

Formulates and implements investment plans requiring exposure to different investment products in all areas.

Are you someone who can:

Identify and proactively manage any client risk related matters.Build strong working relationships with key stakeholders (Account Executive, Product Specialist, Audit, Operations, Credit and Operational Risk Management)Perform regular independent portfolio assessments and classify clients into various risk/strategy buckets.Remediation of client risk related matters ensuring that the number of Watchlist/Legal/Recovery Clients and provisions/losses are kept at an absolute minimum.Ensure transparency in the reporting and escalation of risk related matters to key stakeholders and senior leadership.Monitoring of excess reporting and resolutionsCollate risk information from various areas (Front Line, Operations, Audit) and form an independent client view/strategy.Ensure that the Product House is aware, active and accountable in the resolution of risk related matters especially with regard to the Regions.Ensure all key covenants/conditions of the facility are being adhered toEnsure that all internal policies/risk frameworks are being adhered toBuild confidence in the business and the ability to manage collateral.Recommend changes to or new policies/processes/controls based on identified risk patterns/issues.Drawing of necessary reports: complaints received/Compliment received/reporting on audit watch list clients and action plan/ expiry of facilities/ excesses /clean-up of portfolio.Settlement letters/ Termination of facility/ Reduction in facilities - journal entries are processed-process adherence.Manage a team of Client Administrators

You will be an ideal candidate if you:

Have a Bachelor’s DegreeHave a minimum of 3 years’ Debtor Finance ExperienceHave experience in Debtor Finance Product Knowledge, and Collateral Management Systems specific to Debtor FinanceHave 1 to 2 years at junior management level as you will be responsible for providing training and development of the team.

You will have access to:

An innovative work environmentOpportunities for personal and professional growthCollaborative teams

We can be a match if you are:

AnalyticalAttention to detail.Strong communicatorJob Details

Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.

25/03/25

All appointments will be made in line with FirstRand Group’s Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.