Company Description

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

Job Description

To implement fit-for-purpose transactional and liabilities product solutions for country in alignment with PBB AR Product and country objectives in order to aggressively grow the client base and deliver on its financial objectives (i.e. product economics (pricing, margin management), lifting the balance sheet or finding alternate/ new revenue streams).

Qualifications

Bachelor of Commerce Degree or related

Additional Information

Experience:

5-7 years: Experience and exposure to branch and relationship Banking. Extensive knowledge in market segmentation and customer value propositions; financial management; process design and implementation; customer service management; and credit risk experience.Experience in data analysis and portfolio management and knowledge of all PBB transactional and lending products. Proven track record of management of financial objectives, both value creation and cost reduction.

Key Responsibilities:

Identify areas of opportunities and seek feedback to facilitate improvements in all aspects of the product. i.e. sales, service, operations efficiency, and volume and value growth.Drive campaigns to achieve acquisition, activation, retention and turnover targets.Monitor product marketing initiatives and recommend specific initiatives.Identify strengths and weaknesses in the portfolio pricing by keeping abreast of market developments and the competitor landscape.Manage product costs through process rationalization and building efficiency through cheaper digital channels.

Behavioural Competencies:

Challenging IdeasExploring PossibilitiesInterpreting Data Embracing Change Producing Output

Technical Competencies:

Business Acumen Customer Understanding Financial AcumenProduct Knowledge Risk Management