To grow and retain client relationships as per allocated Agribusiness portfolio. To execute on the Agribusiness  offering, related toolbox(es), initiatives and activities aimed at optimising both client experience and profitability for the bank.Adhering to sound account management principles for optimal credit portfolio management execution (e.g., reduced excesses, unauthorised overdrawn accounts and overdue reviews).Analysing, identifying and recommending adaption of operational procedures to minimise riskApplying discretion to act on client instructions within defined mandate and escalates where applicable (e.g., client requests an EFT transfer to be made, the RM may act on the request if within allocated mandate). Based on a client credit profile, make recommendations on how to structure future lending facilities for clients.Formulating solutions on how to respond to a client’s needs and requirements accordingly (e.g. a client is experiencing a cash flow problem and the jobholder need to perform a full review on available current financial statements, potential payments which are due to the client, etc. and make suggestions on how to accommodate the client over a certain period, until the cash flow problem has been resolved. Determine affordability, refer to Credit if outside of the client’s estimated risk limit).Identifying new business opportunities and expanding opportunities across existing client base, in order to achieve defined financial budgets for the allocated portfolio, through optimal growth of assets and liabilities, transactional, margin management and revenue streams in line with agreed targets.Preparing and submitting quality credit applications for evaluation and/or approval by Credit, where required or oversees the preparation of credit applications by the RMA. Conducts credit reviews as and when required.  Proactively plans and effectively manages timelines for annual credit reviews for the portfolio within the set timelines.