Responsibilities include but are not limited to: Restructure problem loans by implementing an amortization plan based on the borrower's realistic ability to repay. Seek alternate means of loan repayment through the liquidation of collateral, when necessary, in an effort to protect the bank's interest. Reduce the overall degree of risk associated with Special Asset credits. Guide outside counsel in collection strategy in order to maximize recovery. Analyze financial statements, loan documents, and collateral to ascertain best collection route. Make recommendations to senior management as to risk ratings, accrual of interest and charge-offs. Review, analyze and correct any structural or documentation deficiencies and monitor the Bank's collateral position or liquidation of the collateral. Frequent interaction with senior management regarding the status of problem loans.