EY focuses on high-ethical standards and integrity among its employees and expects all candidates to demonstrate these qualities. At EY, you’ll have the chance to build a career as unique as you are, with the global scale, support, inclusive culture and technology to become the best version of you. And we’re counting on your unique voice and perspective to help EY become even better, too. Join us and build an exceptional experience for yourself, and a better working world for all. Financial Services – Regulatory Compliance, Consumer - Senior: This position could be located in NY (primary), IL, NC, MA, PA, CA. EY is the only professional services firm with a separate business unit –Financial Services Office (FSO)–that is dedicated to the financial services marketplace. Our teams have been at the forefront of every event that has reshaped and redefined the financial services industry. If you have a passion for rallying together to solve the most complex challenges in the industry, come join our dynamic FSO team!   As a leading provider of consulting services, EY’s Regulatory Compliance and Conduct Practice helps its clients respond to a constantly changing financial environment by turning business and regulatory strategy into reality.   Our consultants include industry practitioners, former regulators and lawyers with a diverse combination of experiences. This unique combination of expertise helps us bring the most creative and innovative solutions to our clients across the globe.   The opportunity   Want to work with some of the world’s leading financial institutions on some of their most sensitive compliance and strategic matters? If so, EY’s Regulatory Compliance and Conduct Practice is the right place for you!  We work with the largest banks, credit unions, and financial service providers in the country to help them address regulatory feedback, enhance their compliance programs, position them to better serve their customers and achieve long-lasting results. At EY, you will have the opportunity to make a significant impact on our client’s businesses and enrich your career at a market leader. Full-time employment Your key responsibilities + Consistently deliver quality client services. Monitor progress, manage risk and ensure key stakeholders are kept informed about progress and expected outcomes. Stay informed of current business and industry trends relevant to the client's business + Demonstrate in-depth technical capabilities and professional knowledge + Demonstrate ability to assimilate to new knowledge + Establish relationships with client personnel at appropriate levels + Possess good business acumen. Remain current on new developments in advisory services capabilities and industry knowledge. Skills and attributes for success   You’ll stay informed of timely regulatory and risk management updates while understanding clients’ unique challenges within their businesses. Collaborating with colleagues and leadership, you will manage and deliver outstanding work products   To qualify for the role, you must have + A bachelor's or graduate degree in finance, economics, law, or a related discipline + Approximately 2 years of work experience in a regulatory compliance oriented role or 1-2 years of experience in a risk management or consumer banking consulting role + Strong communication skills for report writing and client presentations + Strong organizational skills and ability to manage competing priorities + Analytical skills: ability to understand and assess financial services industry processes utilizing a compliance and control focus Ideally, you’ll also have + Relevant experience with federal regulatory agency (Office of the Comptroller of the Currency (OCC), Federal Reserve Bank (FRB) or Consumer Financial Protection Bureau (CFPB)), or financial services organization Compliance Department + Knowledge of regulatory expectations related to Compliance Management Systems and Compliance Risk Management Programs for financial institutions serving consumers + Experience in assessing and decomposing financial services industry processes utilizing a risk and control focus + Experience with compliance program assessment, compliance program design and implementation assistance, development or evaluation of compliance policies and procedures, compliance program testing, and development and evaluation of compliance program testing + Consumer lending product knowledge (e.g., mortgage, auto, credit card, payments), consumer lending life cycle knowledge (e.g., marketing, origination, pricing, risk and servicing), consumer regulation knowledge (e.g., fair lending, CRA, UDAAP, TILA, RESPA), regulatory requirements of the Federal Reserve, OCC, and/or FDIC + Experience with design, development and implementation of internal controls and/or testing of internal controls for financial services business processes What we look for + Innovative, creative and passionate individuals who demonstrate effective leadership, project management and teamwork skills. You are always willing to accept new challenges to take your careers to the next level + Relevant experience in the development and delivery of client engagements, thought leadership materials, and significant practice development initiatives + Prior experience with a consulting firm, regulator, or financial institution preferred or a demonstrated ability to function effectively in a fast-paced, client serving consulting environment + A valid driver's license and passport required; willingness and ability to travel in order to meet client needs **What we offer** We offer a comprehensive compensation and benefits package where you’ll be rewarded based on your performance and recognized for the value you bring to the business. The salary range for this job in most geographic locations in the US is $82,800 to $136,600. The salary range for New York City Metro Area, Washington State and California (excluding Sacramento) is $99,400 to $155,300. Individual salaries within those ranges are determined through a wide variety of factors including but not limited to education, experience, knowledge, skills and geography. In addition, our Total Rewards package includes medical and dental coverage, pension and 401(k) plans, and a wide range of paid time off options. Under our flexible vacation policy, you’ll decide how much vacation time you need based on your own personal circumstances. You’ll also be granted time off for designated EY Paid Holidays, Winter/Summer breaks, Personal/Family Care, and other leaves of absence when needed to support your physical, financial, and emotional well-being. + **Continuous learning:** You’ll develop the mindset and skills to navigate whatever comes next. + **Success as defined by you:** We’ll provide the tools and flexibility, so you can make a meaningful impact, your way. + **Transformative leadership:** We’ll give you the insights, coaching and confidence to be the leader the world needs. + **Diverse and inclusive culture:** You’ll be embraced for who you are and empowered to use your voice to help others find theirs. EY accepts applications for this position on an on-going basis. **If you can demonstrate that you meet the criteria above, please contact us as soon as possible.** **The exceptional EY experience. It’s yours to build.** **EY | Building a better working world** EY exists to build a better working world, helping to create long-term value for clients, people and society and build trust in the capital markets. Enabled by data and technology, diverse EY teams in over 150 countries provide trust through assurance and help clients grow, transform and operate. Working across assurance, consulting, law, strategy, tax and transactions, EY teams ask better questions to find new answers for the complex issues facing our world today. For those living in California, please click here for additional information. EY is an equal opportunity, affirmative action employer providing equal employment opportunities to applicants and employees without regard to race, color, religion, age, sex, sexual orientation, gender identity/expression, pregnancy, genetic information, national origin, protected veteran status, disability status, or any other legally protected basis, including arrest and conviction records, in accordance with applicable law. EY is committed to providing reasonable accommodation to qualified individuals with disabilities including veterans with disabilities. If you have a disability and either need assistance applying online or need to request an accommodation during any part of the application process, please call 1-800-EY-HELP3, type Option 2 (HR-related inquiries) and then type Option 1 (HR Shared Services Center), which will route you to EY’s Talent Shared Services Team or email SSC Customer Support at ssc.customersupport@ey.com