**Job Description Summary** We are looking for a highly qualified Customer Finance Specialist to join our team. This role requires a deep understanding of the South African market & customer dynamics. **Job Description** **We are the makers of possible** BD is one of the largest global medical technology companies in the world. Advancing the world of health™ is our Purpose, and it’s no small feat. It takes the imagination and passion of all of us—from design and engineering to the manufacturing and marketing of our billions of MedTech products per year—to look at the impossible and find transformative solutions that turn dreams into possibilities. **Why join us?** A career at BD means learning and working alongside inspirational leaders and colleagues who are equally passionate and committed to fostering an inclusive, growth-centered, and rewarding culture. You will have the opportunity to help shape the trajectory of BD while leaving a legacy at the same time. To find purpose in the possibilities, we need people who can see the bigger picture, who understand the human story that underpins everything we do. We welcome people with the imagination and drive to help us reinvent the future of health. At BD, you’ll discover a culture in which you can learn, grow and thrive. And find satisfaction in doing your part to make the world a better place. Become a **maker of possible** with us! **About the role** As a Customer Finance (CF) specialist, you will support in achieving the daily sales outstanding (DSO) target for EMEA, partner with Genpact and implement controls & improvements, ensuring adherence to policies & procedures. The successful candidate will collaborate effectively with customers and other internal and external stakeholders. **Main responsibilities will include:** **Credit & Collection activities** + Monitor credit risk and payment terms within your region in close collaboration with the CF Credit Management Team, including negotiation of payment plans and terms. + Stay informed about the industry trends and potential threats and address them when required. + Ensure a critical attitude on safeguarding the BD assets & DSO. + Schedule and conduct visits to customers when required. + Identify and monitor high-risk customers and make sure the right actions are taken (bad debt / write offs) + Manage and document all legal actions in compliance with the local regulations in close collaboration with the legal team. + Develop and maintain a backup structure for critical activities and processes within your daily work. + Supporting the team & the CF Manager in the general & country reports and analysis within our organization. + Support the Team in collections **Stakeholder Management & compliance** + Build strong business relationships with both internal & external stakeholders (CBL’s, credit management team, legal, distribution excellence,) + Organize regular meetings to address issues and ensure smooth operations. + Partner well with our external cash allocations department. + Provide information to internal and external audit when required. **Project & Process** + Provide the Customer Finance team with support concerning specific topics within your field to help resolve pending issues. + Standardize and propagate best practices to guarantee and improve the quality and process standards of BD’s financial services. + Participate in EMEA projects related to Customer Finance. **About you** + Strong organizational skills, analytical mindset and decision-making skills + Ability to work independently and as part of a team + Assertive and capable of negotiating + Dynamic & flexible (stress resistant) + Proficient with Microsoft Office Tools (Word, Outlook, PowerPoint) + Knowledge and utilization skills of financial systems and tools (S4H) is a nice to have **Click on apply if this sounds like you!** Becton, Dickinson and Company is an Equal Opportunity/Affirmative Action Employer. We do not unlawfully discriminate on the basis of race, color, religion, age, sex, creed, national origin, ancestry, citizenship status, marital or domestic or civil union status, familial status, affectional or sexual orientation, gender identity or expression, genetics, disability, military eligibility or veteran status, or any other protected status. **To learn more about BD visit:** **https://bd.com/careers** Required Skills Optional Skills . **Primary Work Location** ZAF Sandton **Additional Locations** **Work Shift** Becton, Dickinson and Company is an Equal Opportunity/Affirmative Action Employer. We do not unlawfully discriminate on the basis of race, color, religion, age, sex, creed, national origin, ancestry, citizenship status, marital or domestic or civil union status, familial status, affectional or sexual orientation, gender identity or expression, genetics, disability, military eligibility or veteran status, or any other protected status.