Credit Review Senior Portfolio Manager Charlotte, North Carolina;Newark, Delaware; Pennington, New Jersey; Chicago, Illinois; New York, New York **Job Description:** At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being a diverse and inclusive workplace, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! **Line of Business Job Description:** Through examinations and monitoring, Credit Review provides an independent assessment of the quality of credit decisioning, portfolio management, risk recognition practices and the effectiveness of credit processes across the bank’s credit platform, identifies existing and emerging risks, and reports its findings to various stakeholders, including executive management, the Board of Directors or committee thereof, external auditors and regulatory agencies. The Portfolio Manager on Credit Review’s Horizontal Commercial Credit coverage team establishes and executes risk-based coverage plans to monitor specific products and risks that span multiple commercial portfolios within Enterprise Credit. Coverage execution consists of both ongoing monitoring and examination activities. The Portfolio Manager will establish working relationships with relevant FLU and Risk partners to facilitate ongoing dialogue of key issues and emerging risks. Additionally, the Portfolio Manager is responsible for maintaining awareness of current economic trends and potential impacts on credit portfolios. The Portfolio Manager plays a key role in examination activities, providing critical subject matter expertise and ensuring accurate and timely execution of testing field work. The Portfolio Manager will also produce quarterly reporting to aggregate Credit Review’s coverage results across all portfolios and identify emerging risks and trends. **Responsibilities:** + Establish and execute risk-based coverage plans forspecific portfolios, products, and risks spanning multiple commercial portfolios. Coverage plansto include, as appropriate, examinations, transaction reviews, risk assessments and issue management + Serve as subject matter expert for exam activities + Effectively assimilate information from various sources to identify emerging risks + Provide periodic updates to business heads and executive management, including communication of examination and monitoring results, new issues and emerging risks + Issue management, including approval of issue severity ratings, action plans, ongoing issue status tracking and oversight of issue validation + Track and follow observations from exams/monitoring that don’t yet rise to the level of issues + Actively engage with Corporate Audit to ensure ongoing awareness of review activity, coordination, and ongoing risk assessment + Actively participate in regulatory meetings and respond to inquiries from regulators and other external reviewers + Provide input to top of house reporting for Board and senior management + Drive a culture of continuous improvement by leading or participating in complex or multiple projects + Produce quality, timely work **Required Qualifications:** + 8+ years of commercial credit experience (credit review, direct lending, workout, risk management and/or regulatory) + Ability to support conclusions through fact-based analysis and ability to influence senior leaders + Excellent credit analysis, project management and leadership skills + Strong organizational and communication skills, both written and verbal + Ability to manage multiple complex tasks while delivering high quality results + Proficiency in Excel and strong data analytics skills + Bachelor’s Degree with a preference in finance, accounting, economics or other business concentration **Skills:** + Internal Audit Review + Portfolio Analysis + Reporting + Risk Management + Underwriting + Business Acumen + Credit and Risk Assessment + Critical Thinking + Issue Management + Stakeholder Management + Analytical Thinking + Executive Presence + Influence + Regulatory Compliance + Relationship Building **Shift:** 1st shift (United States of America) **Hours Per Week:** 40 Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates. To view the "Know your Rights" poster, CLICK HERE (https://www.eeoc.gov/sites/default/files/2023-06/22-088\_EEOC\_KnowYourRights6.12.pdf) . View the LA County Fair Chance Ordinance (https://dcba.lacounty.gov/wp-content/uploads/2024/08/FCOE-Official-Notice-Eng-Final-8.30.2024.pdf) . Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy (“Policy”) establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment. To view Bank of America’s Drug-free Workplace and Alcohol Policy, CLICK HERE . Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank’s required accommodation request process before your first day of work. This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.