Job Requisition details

REQ: 138559

Role: Credit Manager (Business Banking) (D2)

Area: Namibia

Advert closing date: 25/03/2025

Job Family

Credit

Career Stream

Credit Collections

Leadership Pipeline

Manage Self: Professional

Job Purpose

To recommend and/ or grant credit to place quality assets on to the book and continued risk management across Nedbank.  

Key Perfomance Areas Day-to-day management and monitoring of credit portfolios and credit administration functions in line with the Standard Operating Procedure and Credit Policy of the Bank Understanding of the Sales environment and customer segment to provide support in terms of the Business Unit strategy Validate and assess client information to determine serviceability of facilities applied for Make sound credit decision within mandate Preparation and analyzing of the loan applications for presentation to mandated level. Recommend funding solutions based on the credit policies and guidelines in conjunction with relevant Nedbank strategy and the analysis based on the information provided. Identify problem exposures and classification in accordance with the Bank of Namibia’s guidelines. Build and maintain effective working relationships by providing a range of specialized credit risk management advisory services. Providing correct reports to management, the Board, shareholders, and the Reserve Bank Ensuring that policies and standard operating procedures are adhered to Providing input for formulation of policies and procedures within the framework of sound credit management Keeping abreast with changes in the micro and macro-economic, political, legislative, and social environment in order to provide proper lending advice. Key Requirements An applicable Business, Accounting or Economics Degree The applicant must have at least 5 years credit experience in a banking environment of which 3 years must be with a lending mandate  Understanding of retail banking together with experience in structure lending into this segment The applicant must demonstrate knowledge of standard credit principles, financial statements, and the interpretation thereof Knowledge of accounting standards and Basel II requirements The applicant must be knowledgeable and experience in the provisions of the Reserve Bank policies and Rules The applicant must have strong knowledge of legal matters and practices within the context of the Namibian environment. Competencies Ability to work independently and with a group Customer Focus Strong analytical skills Attention to detail and accuracy Good interpretative skills Excellent interpersonal skills Good communication skills Managing conflict

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For any assistance or more info please contact the Nedbank Recruiting Team

        +264 61 295 2036 Namibia