Career Area:

Job Description:

Your Work Shapes the World at Caterpillar Inc.

When you join Caterpillar, you're joining a global team who cares not just about the work we do – but also about each other.  We are the makers, problem solvers, and future world builders who are creating stronger, more sustainable communities. We don't just talk about progress and innovation here – we make it happen, with our customers, where we work and live. Together, we are building a better world, so we can all enjoy living in it.

Role Definition
Evaluates commercial loan requests by reviewing applicants' credit histories and analyzing financial statements in order to approve or deny loan applications.

Responsibilities
•    Reviews the credit history, profitability and liquidity of clients to assess the risk level involved in credit extension or money lending.
•    Consults with customers to verify financial and credit transactions; responds to customer inquiries and resolves customer complaints.
•    Communicates with credit associations and other relevant authorities about the credit history of customers.
•    Analyzes financial data to determine customers' risk profile for commercial loans; recommends approval or denial of loan applications.

Degree Requirement
Degree or equivalent experience desired

Skill Descriptors

・Explains basic financial and accounting concepts and terminology

・Uses logic and intuition to make inferences about the meaning of the data and arrive at conclusions.

・Lists basic tools and techniques used to perform credit analysis.

・Identifies major financial statements used for assessing the health of a business enterprise.

・Describes the entire loan origination process.

Posting Dates:

Caterpillar is an Equal Opportunity Employer (EEO).

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