At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions, enabling the communities we support to grow and succeed in the right ways, all more confidently and more often—that’s what we call the courage to thrive.   We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive. Try new things, learn new skills and discover what you excel at—all from Day One. 

As a wholly owned subsidiary of U.S. Bank, Elavon is committed to building the platforms and ecosystems that help over 1.5 million customers around the world to achieve their financial goals—no matter what they need. From transaction processing to customer service, to driving innovation and launching new products, we’re building a range of tailored payment solutions powered by the latest technology. As part of our team, you can explore what motivates and energizes your career goals: partnering with our customers, our communities, and each other. 

Job Description

You will join a dynamic, multicultural, and collaborative group of professionals dedicated to corporate credit risk who has become a credit and risk center of excellence. As a member of the team, you will navigate a sharp learning curve which will push you to put in practice your academic knowledge. Our team values integrity, financial expertise, passion for continuous improvement, communication skills, adaptability, and a problem-solving approach to deliver outstanding results.

Our 2-year graduate program (undergraduate) will give you the opportunity to learn all aspects of the business and you will complete three rotations of 8 months:

Rotation 1: Mid-Tier UnderwritingRotation 2: Portfolio Management TeamRotation 3: Periodic Review Team

Responsibilities for the role

Learn to conducting credit analyses including gathering, analyzing and interpreting all types of credit information on the existing portfolio as well as new customer underwriting. The data collected may include financial statements, credit reports, industry research, and tax returns.Learn to prepares and present credit reports to person(s) responsible for making credit decisions.Learn how to sets up and maintain databases used to analyze accounts and/or portfoliosLearn how to monitor accounts to identify potential risk to mitigate losses to Elavon.Learn how to prepares and presents credit reports to person(s) responsible for maintaining control over the credit standings of individual accounts and portfolios. Generally, furnishes information relative to credit inquiries to appropriate parties.

From day one, you'll make meaningful contributions to our business while developing your business acumen, sharpening your skills and growing your network. As a graduate you'll receive:

Intentional, on-the-job learning supplemented with formal professional developmentImmersive experiences to build skills that are in demand today and in the futureTransitional support catered to your unique needs as a studentA cohort and network of peers, advisors and senior leader advocatesSocial and volunteer events that build meaningful connection

Who we’re looking for

We’re looking for intellectually curious and creative thinkers who can think on their feet and thoughtfully react to a changing market.

Core Behaviors

Collaboration – Build partnerships and promote a culture of teamwork.Customer Centricity – Build strong customer relationships and deliver customer centric solutions.Drive for Results – Hold self and others accountable to consistently achieve meaningful results.Ethics & Trust – Maintain high ethical standards; gain the confidence and trust of others through honesty, integrity and authenticity.Inclusion – Build a culture of equity and inclusion in which diverse ideas, talent and perspectives are welcomed and encouraged.Risk - Appropriately identify and manage risks, in compliance with applicable laws, rules and regulations, and with Company Policy.

Basic qualifications

Pursuing a bachelor’s degree in business administration / finance / economics with a target completion date of May 2025Eager to understand financial and payments marketsAbility to start graduate program on 1 Sept 2025English Level C1 - Request for English CV onlyOne year or less industry experienceStrong Microsoft Office skills

Preferred qualifications

Ability to read and interpret financial statementsStrong written and verbal communication skills in EnglishAbility to work in a fast-paced environment.Excellent interpersonal skills and customer service Accuracy and attention to detail

Location: Alcobendas. Madrid   (3 days office & 2 days home)

Contract: 2 year Fixed Term Contract

This position is not eligible for visa sponsorship.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits:

We offer an exciting, fast-paced and diverse working environment with employees of many different nationalities. We provide benefits to help you protect your health and financial security; and give you peace of mind. We also invest in your career growth with development resources that give you the opportunity to stretch and shine.