The Consumer and Community Banking Risk Cards Strategic Analytics team generates thoughtful analytics and recommendations concerning strategy development, implementation, operational controls, and performance monitoring. This role presents an opportunity to be part of a team that is at the forefront of providing strategic insights to promote business decisions.

As an Associate within the Consumer and Community Banking (CCB) Risk Cards Strategic Analytics team, you will be tasked with producing insightful analytics and suggestions related to strategy development, implementation, operational controls, and performance monitoring. Your role will involve conducting both quantitative and qualitative analysis on credit card customers to identify the most effective credit risk strategy to be implemented throughout the card life cycle.

Job responsibilities:

•   Collaborating in developing, maintaining, and improving credit program policies, strategies, processes and procedures within the assigned function, 
•   Conducting complex analysis and providing accurate and concise results with recommendations to management.
•   Develop and maintain ongoing analytics to provide management with full insight into emerging trends and the quality of the originated accounts and portfolio
•   Acquire deep understanding of the operational processes, key performance metrics and profitability drivers, enabling the delivery of insights encompassing the full
     account lifecycle (e.g., underwriting, portfolio management, collections) 
•   Identify, evaluate, interpret and leverage complex internal and external data and develop analytical solutions to enhance risk strategies.

Required qualifications, capabilities, and skills

•   Bachelor’s or Master’s in Engineering, Statistics, Econometrics, Operations Research, Mathematics (or equivalent quantitative field)
•   Strong SAS/R/Python and SQL programming skills and Advanced Word, PowerPoint, and Excel skills
•   Minimum of 3 years of experience in Business Analysis, Consulting, Data Analytics, Risk Strategy or related Financial Analysis".
•   Demonstrated excellent written and oral communication skills to clearly present analytical findings and make business recommendations and prepare executive level  
    communications. 
•   High degree of initiative, self-direction, and excellent project management skills to manage competing priorities under tight deadlines
•   Proven ability to collaborate and build strong partnerships. 
•   Intellectual curiosity, attention to detail with a proven ability to learn quickly

Preferred Qualifications, Capabilities, and Skills

•   Prior experience of working in Cards industry in strategy / policy role