Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We’re devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being. Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization. Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us!

Job Description:

Works directly with the business development officers, relationship managers and/or product specialists to develop, structure, analyze, covenant, document, fund and close a deal. Works on a broad range of transactions from large corporate/private equity to core middle market. Requires direct contact with the client, financial sponsors and/or financial intermediaries (including outside accountants, legal counsel, appraisers, field examiners, etc.). Full understanding of BANA and BABC credit policies is required to enable immediate reaction to situations during the underwriting, documentation and closing processes.

Job Responsibilities:

Analyzing new prospects including financials and projectionsEvaluate collateral for suitability for asset based facilitiesAssist in preparation of term sheets and negotiating with prospective clientsPrepare documentation to evaluate new opportunities to include pre-screens and final approval documentationWorks with outside counsel and other third parties to included appraisers and field examiners to document and close transactions

Required Qualifications:

5+ years experience credit, underwriting, and structuring of corporate lending transactions.

Familiarity with asset-based lending across broad industries

Knowledge of and ability to work with Legal Documentation

Able to establish and maintain collaborative partnerships

Demonstrates strong team-minded behavior that creates win-win solutions that build trust

Demonstrates deep and broad business acumen - a strong business person with technical skills

Easily navigates multiple client and support organizations

Desired Qualifications:

BA/BS Degree with concentration in Finance, Accounting or related

Skills:

Analytical ThinkingAttention to DetailFinancial AnalysisLoan StructuringUnderwritingCollaborationDecision MakingNegotiationProblem SolvingWritten CommunicationsBusiness AcumenClient ManagementPortfolio ManagementPrioritization

Minimum Education Requirement: High School Diploma / GED / Secondary School or equivalent

Shift:

1st shift (United States of America)

Hours Per Week: 

40