**General information** **Ref #** 17834 **Remote?** No **Ally and Your Career** * Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too? **The Opportunity** The analyst II is responsible for the execution of assigned reviews relating to Ally's Loan Review function as well as for demonstrating skills in assessing consumer lending risks and credit decisioning, assisting with the development of testing approaches, making initial determinations of reportable issues, and providing analysis and monitoring of loan portfolios. The analyst II completes work in accordance with loan review methodology, applicable standards, and schedules. **The Work Itself** * Learn Ally's Consumer Loan Review approach, methodology and tools/technology. * Assist in the development of planned test procedures for consumer loan review projects. * Execute and document assigned test procedures. * Complete testing in its entirety while meeting timelines for each review. * Document work papers in accordance with Loan Review policy and standards. * Identify issues resulting from testing including identifying root cause and risk impacts. * Evaluate the completeness of management's corrective action plans and ensure issues identified during reviews are remediated through management implementation. * Maintain regular communication with Loan Review management, participate in meetings and interact with Business Line(s). * Develop and maintain proactive working relationships with the appropriate Business Line, Independent Risk Management, and Audit Services personnel across Ally. * Perform ad hoc projects as assigned by Loan Review management. * Participate in the preparation and analysis of Loan Review's continuous monitoring program. Analyze trends within the lending portfolios and credit related processes and provide assessment of the asset quality. **The Skills You Bring** * Bachelor’s degree or commensurate work experience * Minimum of 2 years of experience within a credit related role such as credit underwriting, risk management, or auditing credit / credit related processes. * Understanding of risk management concepts and key performance drivers within consumer lending portfolios. * Familiarity with risk and control concepts. * Data skills (such as SQL, SAS, Python, Power BI, Tableau) not required, but considered a plus. * Ability to work collaboratively and effectively at all levels of the organization. * Strong project management skills: detail-oriented, deadline driven, self-motivated, and organized. * Strong written and verbal communications skills. * Critical thinking, negotiation, and conflict resolution skills. * Ability to travel is required (up to 10%). **How We'll Have Your Back** * Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. But Ally’s total compensation - or total rewards - extends beyond your paycheck and is designed to support and enrich your personal and professional life, including: * Time Away: competitive holiday and flexible paid-time-off, including time off for volunteering and voting. * Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan and 529 educational assistance programs, tuition reimbursement, and other financial well-being programs. * Supporting your Health & Well-being: flexible health and insurance options including dental and vision, pre-tax Health Savings Account with employer contributions and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially. * Building a Family: adoption, surrogacy, and fertility support as well as parental and caregiver leave, back-up child and adult/elder day care program and childcare discounts. * Work-Life Integration: other benefits including LifeMatters® Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs. Who We Are: Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com. Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law. Where permitted by applicable law, must have received or be willing to receive the COVID-19 vaccine by date of hire to be considered, if not currently employed by Ally. We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at work@ally.com. Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation. **_Base Pay Range:_** **Emerging:** 55000 **Experienced:** 75000 **Expert:** 95000 Incentive Compensation: This position is eligible to participate in our annual incentive plan