Essential Job Duties and Responsibilities: 

Reviews new risk submissions, renewals, and endorsement requests within assigned authority and underwriting guidelines. Obtains additional information where necessary and analyzes all pertinent data to determine acceptability of risks according to established underwriting guidelines. Reviews endorsements on existing policies to identify any change in original coverage or amounts. Assist Division Manager in the development and implementation of the Business Plan for the division. Assist Division Manager in planning and implementing the marketing strategy for division.  Assume day to day responsibility for the areas delegated by Underwriting Supervisor. Evaluates, accepts, rejects or modifies risks within established underwriting guidelines. Prepares submissions for higher review by Underwriter Supervisor when risk limits are outside assigned authority. Communicates with agents either written or orally to develop agent/underwriter relationships. Encourage submission of targeted business and maintain liaisons with agents to obtain necessary underwriting information. Make referrals to Underwriting Supervisor when necessary. Provides assistance, consultation and advice on underwriting matters to other underwriters, support staff, and Underwriting Supervisor. Provides underwriting assistants/technicians with all necessary rating information. Assists in training of personnel as needed. Performs special projects and other job duties as necessary.

Knowledge, Skills, and Abilities:

Knowledge of rating, forms, and underwriting requirements for Agribusiness lines of insurance. Analytical ability to evaluate underwriting risks within assigned authority limits. Ability to read and understand company procedure manuals and apply information to work tasks. Ability to organize and prioritize multiple tasks. Ability to work well with people in a team environment. Ability to effectively communicate and maintain business relationships with Company personnel, agents, outside resources, and customers. Ability to train or assist in training of underwriter assistants, underwriting technician, and underwriters. Ability to use the company terminology, processes and systems. Knowledge of general office practices. Ability to perform basic and complex mathematical calculations. Ability to remain calm and professional. Ability to work from oral and written communications. Ability to work independently. Ability to maintain confidentiality. Ability to assist in other work-related areas as required.

 

High School or GED required, baccalaureate degree preferred and at least 1 year as an Underwriter Specialist at Rain and Hail Agribusiness Division or at least 5-7 years of Property and Casualty insurance experience.