Come to work for a bank you can be proud to represent.
The hiring range for this opportunity is $113,000 to $145,000 annually along with incentive opportunities, creating a competitive total compensation package based on our pay scale, and may be modified by location and is commensurate with qualifications and experience.
POSITION SUMMARY
The Agricultural Industries Manager will work under the supervision of the Senior Commercial Credit Administrator II. The incumbent is responsible for giving technical advice and support to the bank’s agricultural lending team and Credit Administration. The Agricultural Industries Manager must possess a strong background and understanding of the agricultural industry and valuation practices on agricultural crops, real estate, and equipment. The incumbent will support Credit Administration in the preparation and presentation of periodic meetings with Regional or Bank wide staff that cover agricultural risk topics related to crop budgets, commodity price trends, real estate values, ag water risk and other ag related topics. The incumbent must also supervise the ordering and review of Bank wide agricultural appraisals. The incumbent is responsible for collecting data and analyzing information related to the review and approval of crop operating budgets, conducting crop inspections, completing water supply/demand analysis, and determining industry commodity prices for the Bank.
MAJOR RESPONSIBILITIES
• Communicates with Relationship Managers, Credit Underwriters and Credit Administrators, to identify and evaluate business and operational risks on Agricultural and agribusiness Credits.
• Demonstrates leadership qualities as a supervisor by establishing clear expectations for employees, observing performance behaviors/results, removing barriers to performance, providing feedback (positive & constructive, and coaching employees for improvement or development).
• Provides supervision and support to all areas of the department where service or assistance is needed; oversees activities of assigned department personnel.
• Plays a positive role in the development and growth of assigned department staff through excellent communication skills, both verbal and written, along w/ strong delegation skills assuring a highly cross-trained staff.
• Supervise staff responsible for preparing and review of crop and livestock budgets.
• Supervises staff conduct onsite field crop and/or livestock inspections and completing crop progress reports.
• Measures performance and analyzes data such as crop yield, water supply/demand, soil quality and production costs.
• Supervises staff advising on the adaptability of farmland to other crops, land uses, new farm machinery and buildings.
• Keeps current with relevant agricultural industry developments, trends, and is responsible to develop and provide commodity and industry outlook reports and white papers as needed.
• Undertakes administrative duties, reviews budgets and accounts, updates ag industry information, and prepares reports.
• Determines suitability of agricultural processing facilities.
• Performs economic analysis of processing and marketing companies.
• Recommends agricultural real estate and equipment appraisers for the Bank’s approved appraiser list.
• Supervises the ordering and review of agricultural real estate appraisals and evaluations.
• Possesses and maintains knowledge of water and other industry regulations.
• Possesses in-depth knowledge of water district delivery areas, cost, and reliability throughout the bank’s market area.
• Responsible for development and support of agricultural bank systems, software, and third-party vendor platforms.
• Responsible for oversight and development of Aquaoso and other data analysis tools.
• Responsible for oversight and attendance of agricultural staff at agricultural industry events.
• Performs pre-qualification assessment and analysis of operational condition and risk of financing requests within framework of Bank credit policy and current economic and industry trends.
• Ensures that certification of collateral is made by the appropriate personnel.
• Develops and maintains knowledge of financial industry, economy, market conditions, rates, vendors, and competition.
OTHER RESPONSIBILITIES
• Assures compliance with all Bank policies, procedures and processes, and all applicable state and federal banking laws, rules and regulations, and adheres to Bank Secrecy Act (BSA) responsibilities that are specific to the position.
• Assumes responsibility for special projects, and gathers data and prepares reports for Senior Management, audits, and other reporting needs.
• Performs other work-related duties as assigned.
EDUCATION, EXPERIENCE AND OTHER SKILLS REQUIRED
• Bachelor’s degree (BA) or equivalent from a college or university and ten years related experience and/or training is strongly recommended, but equivalent combination of education and experience is acceptable. Work related experience should consist of agricultural financial analysis, lending and/or collateral underwriting experience. Educational experience, through in-house training sessions, formal school, or financial industry related curriculum, should be agri-business or financial industry related.
• Experience in the review of crop budgets and real estate collateral for agricultural production and term loan credits. Familiarity with USPAP requirements for agricultural real estate appraisals and appraisal principles also required.
• Skilled in use of personal computers and Windows driven programs.
• Excellent written and verbal communication skills.
• Excellent time management and process management skills.
• Ability to work with minimal supervision and coordinate with necessary Bank personnel to prioritize and meet deadlines.
• Ability to communicate detailed regulatory and policy requirements in a useable and manageable way.
COMPANY PROFILE
Established in 1975, Tri Counties Bank is a wholly-owned subsidiary of TriCo Bancshares (NASDAQ: TCBK) headquartered in Chico, California, with assets of nearly $10 billion and more than 45 years of financial stability. Tri Counties Bank provides a unique brand of Service With Solutions® for communities throughout California with a breadth of personal, small business and commercial banking services, plus an extensive branch network, more than 37,000 surcharge-free ATMs nationwide, and advanced online and mobile banking.
Tri Counties Bank remains strong and profitable through our top-down commitment to our core values, sound business principles and responsible lending practices.
Our success is also based on our community engagement. We still believe in the vision of the helpful and caring community banker. As we grow and serve more communities, we become more involved, providing substantial financial and volunteer support to local economies and community organizations. We applaud our employees who roll up their sleeves to work and volunteer for a greater good in our communities.
Tri Counties Bank hires individuals who are qualified for the role and who represent the communities in which we serve. We look to place people in positions where they can best utilize their abilities and strengths, and where they are able to grow with the Bank.
Tri Counties Bank is an Affirmative Action and Equal Opportunity Employer, Race/Color/Religion/Sex/Sexual Orientation/Gender Identity/National Origin/Disability/Veteran.