Upington, South Africa
17 hours ago
Account Executive
Job Description

To strategically and operationally manage and grow a portfolio of high revenue generating clients (150 million plus) by growing the portfolio through the acquisition of new clients and the retention thereof and responsible for portfolio management in the segment

Welcome to FNB, the home of the #changeables. We design for the shapeshifters and deliver products and services that make us incredibly proud of people that make it happen.

 

As part of our team in FNB Commercial Sales and Service, you will be surrounded by unique talents, diverse minds, and an adaptable environment that lives up to the promise of staying curious. Now’s the time to imagine your potential in a team where experts come together and ignite effective change.

 

The Ideal candidate must have the following exposure:

Collaborate closely with relevant business units and product houses as per strategy to identify revenue opportunities

Drive opportunities for revenue growth and cost reduction such as adoption of digital and other self service options across client base

Provide input into the budgeting process and monitor utilisation for the financial year according to the operational plan

Produce or review budget reports to make sure they accurately reflect work activity

Ensure financial documentation is maintained to support accurate record keeping and future legislative requirements 

Escalate potential budget risks that may lead to increased costs or financial losses  

Present work proposals on planned activities that will require financial resources 

Collate, analyse and evaluate data and information to forecast expenditure and cash flow trends and make recommendations to improve budget

Deliver customer experience excellence aligned to Organisational values and service standards

Build professional long-term relationships with customers based on trust that builds the brand

Collect and interrogate information and feedback to ensure full understanding of customer needs to deliver a quality service

Deliver service that exceeds customer expectations through proactive, innovative and appropriate solution selection and application

Provide customers with relevant information to keep them informed of products and service options 

Ensure full understanding of customer needs to deliver a quality service

Ensure customer service solutions are aligned to the business operational plan; Organisational values and service standards

Communicate how customer service solution will be implemented and secures buy-in 

Ensure product knowledge and advice is technically accurate and provide customers with relevant information to keep them informed of products and service options

Ensure resolution of customer queries and complaints timeously and ownership of issues

Analyse customer feedback to help improve customer service

Propose ideas to improve customer service

Build relationships that allow for the managing of expectations; the sharing of knowledge and diverse insights; and the creation of buy-in 

Engage in cross-functional relationships to obtain and to provide work support Ensure compliance with relevant statutory, legislative, policy and governance requirements in area of accountability

Ensure implementation of relevant policies, governance and practice standards across the business 

Maintain knowledge on relevant legislative amendments, industry best practices and internal compliance procedures and requirements

Ensure compliance is adopted in terms of systems and procedures as laid out by organisation and review in response to audit findings and changes

Develops an understanding of risks and risk management approaches

Implement and provide input into the development of governance and compliance procedures and processes within area of specialisation and identify risks

Educates others and makes suggestions for improvements

Networks and participates in specialist risk forums where required

Engage with customers to understand their unique requirements, drive value optimisation and advise best options for product integration and wealth management

Manage the growth of active customer account base

Provide input into the development of the business area tactical strategy in achievement of the overall business strategy

Develop and implement an area operational plan in achievement of Business objectives

Improve business decisions by providing accurate and reliable business intelligence (information) together with analysing trends and data

Provide regular reports on delivery of services against agreed service level agreements and in terms of overall customer targets

Accumulate information to review work progress that provides input to reporting, decision making and the identification of improvement opportunities

Assess own performance against competencies and skills required delivery

Identify development needs and select effective solutions to address own development need

Prepare a personal development plan with management to implement and review as required

Monitor own progress against development plan and measure impact of results

Promote teamwork and inclusivity amongst team members and demonstrates behaviours that respect diversity

Partner and collaborate with team members to achieve team success

Share information and knowledge that benefits the team

Participate and contribute to a development culture where information regarding successes, issues, trends and ideas are actively shared

Build and sustain collaborative working relationships with relevant peers and stakeholders to achieve productivity synergies

Participate in specialist communities of practice and contribute positively to own and organisational knowledge improvement"

You will be an ideal candidate if you:

Have obtained 3-5 years in an Account Executive role in the Commercial Banking environment  

FAIS Accredited qualification (NQF level 6, 7 etc.)

RE qualification

Credit Management and application exposure a must have

Have experience of dealing with high level business customers

Are not an unrehabilitated insolvent

 

You will have access to:

Opportunities to network and collaborate

A challenging working environment

Opportunities to innovate

 

We can be a match if you are:

Adaptable and curious

Sales driven

Thrive in a collaborative environment

Client-centric

 

Apply now if you are interested in taking the next step. We look forward to engaging with you!

 

All appointments will be made in line with FirstRand Group’s Employment Equity plan. The bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.

 

Job Details

Application Closing Date

17/10/24

All appointments will be made in line with FirstRand Group’s Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.

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